Borrowing money also costs money.
Financing options⁽¹⁾⁽²⁾
Would you like to buy a new product or replace an essential piece of equipment, but prefer to pay in monthly instalments(3)? You have 2 financing options:
1. Mastercard® HIFI international(1)
You can pay off your HIFI international purchases in several monthly instalments(3).
You can also :
pay for your purchases at HIFI international(4).
make secure online purchases in Luxembourg and abroad(4).
withdraw cash from any cash dispenser displaying the Mastercard logo(4).
request a transfer from your Mastercard HIFI international to your bank account(4)(5).
take advantage of a credit line of up to €5,000.00(1).
Further information about Mastercard® HIFI international
Purchases on Hifi.lu or in our stores via the financing stand can be financed at a borrowing rate of 12.30% with a fixed monthly repayment(1)(4) This is a promotional borrowing rate, valid at specific times, and will be applied automatically online via the HIFI international website. In addition, this promotional interest rate is activated at points of sale by an employee at the financing booth. Outside these periods and HIFI international points of sale, your purchases will be financed at the contractual APR(1).
You don't have to pay an annual fee, but interest and card charges will be booked as soon as your credit line is used,
Once your credit application has been approved, you'll receive e-mails from Buy Way and HIFI international with a summary of all the advantages linked to your Mastercard.
2. Installment sale⁽²⁾
Payment by monthly instalments is also available in stores in the form of instalment sales.
Instalment sales are only available in HIFI international's physical stores and not on the website.
How do installment sales work?
You can pay off your HIFI international purchases in several fixed monthly installments.
You know in advance the amount of your monthly instalments, the duration and the total cost of the credit.
Visit the financing booth in your HIFI international store for more information.
Go to the financing booth and tell them you'd like to apply for an installment sale.
A member of staff at the financing stand will take care of encoding the request.
(1)(2) Subject to acceptance by BUY WAY PERSONAL FINANCE SA, lender (BCE 0400 282 277 – RPM Bruxelles – FSMA 019542a - IBAN BE03 3101 2966 9484 - Boulevard Baudouin 29 bte 2 – 1000 Bruxelles) and HIFI INTERNATIONAL SA, credit intermediary acting as exclusive agent (RCS B13377 - IBAN LU 86 0030 5353 4556 4000 - 2 Rue Läiteschbaach, L-5324 Contern).
(1) Representative example: INDEFINITE TERM CREDIT OPENING of EUR 1.500,00 at a GLOBAL EFFECTIVE ANNUAL RATE of 21,50% including 0,20% f the capital borrowed per month in card charges (VARIABLE borrowing rate of 18,66%).
This credit facility includes an option valid only from 24/05/2024 to 31/12/2024, at HIFI INTERNATIONAL SA sales outlets at a borrowing rate of 12.30%, repayable in fixed monthly instalments. Subject to other contractual charges and interest.
(2) Representative example: For a TEMPERAMENT SALE or a total amount of EUR 1,500.00 at an ANNUAL EFFECTIVE RATE of 15% (=FIXED borrowing rate), valid from 24/05/2024 to 31/12/2024, you pay 10 monthly instalments of EUR 159,83 i.e. a total amount of EUR 1598,30. The cash price is EUR 1,500.00.
(3) Subject to compliance with the contractual minimum monthly payment.
(4) Subject to smooth processing and sufficient funds available.
(5) The money will be credited to your account within 2 working days of your request. Subject to Buy Way's acceptance of your request.
Advertiser: HIFI INTERNATIONAL SA.
SUPERVISORY AUTHORITIES: SPF Economie - Direction Générale Inspection Economique - NG III - Boulevard Albert II 16 (3ème étage), 1000 Bruxelles / Financial Services and Markets Authority (FSMA) - Rue du Congrès 12-14, 1000 Bruxelles.
Updated on June 3, 2024